Call reports 2022
FRIENDSHIP STATE BANK, THE — 2022
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 550,622,000 | 555,781,000 | 537,374,000 | 543,581,000 |
| Total loans | 269,807,000 | 276,331,000 | 283,964,000 | 291,743,000 |
| Allowance for loan losses | 3,105,000 | 3,004,000 | 2,988,000 | 2,933,000 |
| Securities available for sale | 172,655,000 | 183,310,000 | 172,006,000 | 170,997,000 |
| Securities held to maturity | 34,908,000 | 36,262,000 | 36,928,000 | 38,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,668,000 | 521,817,000 | 492,762,000 | 488,703,000 |
| Interest-bearing deposits | 436,281,000 | 446,329,000 | 419,913,000 | 414,594,000 |
| Noninterest-bearing deposits | 74,387,000 | 75,488,000 | 72,849,000 | 74,109,000 |
| Equity capital | 38,179,000 | 32,044,000 | 28,055,000 | 28,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,231,000 | 8,751,000 | 13,519,000 | 18,532,000 |
| Interest expense | 394,000 | 797,000 | 1,204,000 | 1,908,000 |
| Net interest income | 3,837,000 | 7,954,000 | 12,315,000 | 16,624,000 |
| Noninterest income | 1,567,000 | 2,922,000 | 4,378,000 | 5,858,000 |
| Noninterest expense | 3,985,000 | 8,004,000 | 12,148,000 | 16,138,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 1,405,000 | 3,047,000 | 4,615,000 | 6,533,000 |
| Income tax | 264,000 | 581,000 | 876,000 | 1,254,000 |
| Net income | 1,141,000 | 2,466,000 | 3,739,000 | 5,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,466,000 | 43,151,000 | 43,783,000 | 44,682,000 |
| Total capital | 47,571,000 | 46,155,000 | 46,771,000 | 47,615,000 |
| Risk-weighted assets | 276,696,000 | 281,844,000 | 284,071,000 | 292,019,000 |