Call reports 2021
FRIENDSHIP STATE BANK, THE — 2021
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 492,635,000 | 516,525,000 | 524,665,000 | 543,637,000 |
| Total loans | 288,440,000 | 280,051,000 | 274,349,000 | 271,569,000 |
| Allowance for loan losses | 3,098,000 | 3,121,000 | 3,131,000 | 3,118,000 |
| Securities available for sale | 93,161,000 | 130,902,000 | 139,910,000 | 160,111,000 |
| Securities held to maturity | 31,190,000 | 33,448,000 | 33,143,000 | 34,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,497,000 | 470,200,000 | 477,882,000 | 496,782,000 |
| Interest-bearing deposits | 388,984,000 | 411,377,000 | 411,353,000 | 419,612,000 |
| Noninterest-bearing deposits | 58,513,000 | 58,823,000 | 66,529,000 | 77,170,000 |
| Equity capital | 43,221,000 | 44,525,000 | 44,836,000 | 44,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,256,000 | 8,659,000 | 13,274,000 | 17,641,000 |
| Interest expense | 462,000 | 910,000 | 1,330,000 | 1,741,000 |
| Net interest income | 3,794,000 | 7,749,000 | 11,944,000 | 15,900,000 |
| Noninterest income | 1,789,000 | 3,404,000 | 4,925,000 | 6,486,000 |
| Noninterest expense | 3,676,000 | 7,518,000 | 11,440,000 | 15,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,961,000 | 3,735,000 | 5,508,000 | 7,225,000 |
| Income tax | 400,000 | 743,000 | 1,090,000 | 1,467,000 |
| Net income | 1,561,000 | 2,992,000 | 4,418,000 | 5,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,508,000 | 42,282,000 | 43,050,000 | 43,733,000 |
| Total capital | 44,606,000 | 45,403,000 | 46,181,000 | 46,851,000 |
| Risk-weighted assets | 261,236,000 | 265,320,000 | 268,023,000 | 272,556,000 |