Call reports 2020
FRIENDSHIP STATE BANK, THE — 2020
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 397,904,000 | 434,856,000 | 449,433,000 | 462,548,000 |
| Total loans | 290,219,000 | 293,641,000 | 297,082,000 | 299,203,000 |
| Allowance for loan losses | 2,737,000 | 2,855,000 | 2,932,000 | 3,103,000 |
| Securities available for sale | 28,859,000 | 36,288,000 | 45,559,000 | 55,493,000 |
| Securities held to maturity | 17,878,000 | 20,073,000 | 21,733,000 | 30,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,768,000 | 389,567,000 | 403,696,000 | 416,718,000 |
| Interest-bearing deposits | 313,440,000 | 336,892,000 | 351,542,000 | 364,462,000 |
| Noninterest-bearing deposits | 40,328,000 | 52,675,000 | 52,154,000 | 52,256,000 |
| Equity capital | 41,815,000 | 42,532,000 | 43,623,000 | 43,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,517,000 | 9,021,000 | 13,461,000 | 17,924,000 |
| Interest expense | 640,000 | 1,228,000 | 1,768,000 | 2,283,000 |
| Net interest income | 3,877,000 | 7,793,000 | 11,693,000 | 15,641,000 |
| Noninterest income | 1,346,000 | 2,795,000 | 4,064,000 | 5,746,000 |
| Noninterest expense | 3,405,000 | 6,999,000 | 10,649,000 | 14,344,000 |
| Provision for loan losses | 0 | 180,000 | 360,000 | 540,000 |
| Pretax income | 1,818,000 | 3,409,000 | 4,748,000 | 6,509,000 |
| Income tax | 362,000 | 637,000 | 856,000 | 1,174,000 |
| Net income | 1,456,000 | 2,772,000 | 3,892,000 | 5,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,947,000 | 39,605,000 | 40,771,000 | 40,854,000 |
| Total capital | 41,684,000 | 42,460,000 | 43,703,000 | 43,957,000 |
| Risk-weighted assets | 235,929,000 | 251,346,000 | 256,062,000 | 262,537,000 |