Call reports 2019
FRIENDSHIP STATE BANK, THE — 2019
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 371,658,000 | 385,691,000 | 378,636,000 | 388,676,000 |
| Total loans | 286,424,000 | 287,480,000 | 289,573,000 | 290,731,000 |
| Allowance for loan losses | 2,773,000 | 2,716,000 | 2,849,000 | 2,822,000 |
| Securities available for sale | 38,456,000 | 36,082,000 | 32,353,000 | 29,990,000 |
| Securities held to maturity | 13,410,000 | 15,663,000 | 14,929,000 | 17,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,021,000 | 342,348,000 | 334,843,000 | 345,592,000 |
| Interest-bearing deposits | 289,978,000 | 303,872,000 | 296,685,000 | 309,321,000 |
| Noninterest-bearing deposits | 36,043,000 | 38,476,000 | 38,158,000 | 36,271,000 |
| Equity capital | 40,207,000 | 41,073,000 | 41,936,000 | 40,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,404,000 | 8,981,000 | 13,589,000 | 18,186,000 |
| Interest expense | 582,000 | 1,169,000 | 1,759,000 | 2,376,000 |
| Net interest income | 3,822,000 | 7,812,000 | 11,830,000 | 15,810,000 |
| Noninterest income | 1,306,000 | 2,366,000 | 3,821,000 | 5,074,000 |
| Noninterest expense | 3,478,000 | 6,902,000 | 10,383,000 | 13,712,000 |
| Provision for loan losses | 100,000 | 100,000 | 250,000 | 250,000 |
| Pretax income | 1,550,000 | 3,174,000 | 5,016,000 | 6,920,000 |
| Income tax | 324,000 | 672,000 | 1,072,000 | 1,484,000 |
| Net income | 1,226,000 | 2,502,000 | 3,944,000 | 5,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,044,000 | 38,023,000 | 38,881,000 | 37,795,000 |
| Total capital | 39,817,000 | 40,739,000 | 41,730,000 | 40,617,000 |
| Risk-weighted assets | 222,933,000 | 225,721,000 | 230,811,000 | 233,366,000 |