Call reports 2018
FRIENDSHIP STATE BANK, THE — 2018
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 354,839,000 | 361,506,000 | 364,171,000 | 373,107,000 |
| Total loans | 259,869,000 | 269,291,000 | 275,668,000 | 279,993,000 |
| Allowance for loan losses | 2,430,000 | 2,511,000 | 2,630,000 | 2,708,000 |
| Securities available for sale | 39,359,000 | 40,441,000 | 39,194,000 | 39,997,000 |
| Securities held to maturity | 11,395,000 | 11,378,000 | 11,442,000 | 13,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,957,000 | 320,526,000 | 318,519,000 | 321,255,000 |
| Interest-bearing deposits | 284,440,000 | 289,991,000 | 286,249,000 | 288,665,000 |
| Noninterest-bearing deposits | 29,517,000 | 30,535,000 | 32,270,000 | 32,590,000 |
| Equity capital | 37,487,000 | 37,854,000 | 38,291,000 | 39,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 7,986,000 | 12,170,000 | 16,507,000 |
| Interest expense | 431,000 | 877,000 | 1,352,000 | 1,856,000 |
| Net interest income | 3,505,000 | 7,109,000 | 10,818,000 | 14,651,000 |
| Noninterest income | 1,148,000 | 2,285,000 | 3,497,000 | 4,764,000 |
| Noninterest expense | 3,302,000 | 6,600,000 | 9,859,000 | 13,175,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,201,000 | 2,494,000 | 3,970,000 | 5,604,000 |
| Income tax | 248,000 | 519,000 | 832,000 | 1,182,000 |
| Net income | 953,000 | 1,975,000 | 3,138,000 | 4,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,579,000 | 35,044,000 | 35,649,000 | 36,376,000 |
| Total capital | 37,009,000 | 37,555,000 | 38,279,000 | 39,084,000 |
| Risk-weighted assets | 207,245,000 | 213,445,000 | 216,878,000 | 219,510,000 |