Call reports 2016
FRIENDSHIP STATE BANK, THE — 2016
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 326,167,000 | 338,601,000 | 347,248,000 | 349,453,000 |
| Total loans | 236,233,000 | 244,442,000 | 246,980,000 | 252,593,000 |
| Allowance for loan losses | 2,497,000 | 2,624,000 | 2,573,000 | 2,533,000 |
| Securities available for sale | 39,817,000 | 43,478,000 | 49,003,000 | 51,461,000 |
| Securities held to maturity | 10,708,000 | 10,499,000 | 9,770,000 | 10,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,107,000 | 299,122,000 | 306,662,000 | 309,871,000 |
| Interest-bearing deposits | 267,234,000 | 277,760,000 | 281,005,000 | 283,685,000 |
| Noninterest-bearing deposits | 19,873,000 | 21,362,000 | 25,657,000 | 26,186,000 |
| Equity capital | 34,931,000 | 35,239,000 | 35,793,000 | 35,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,578,000 | 7,217,000 | 10,902,000 | 14,580,000 |
| Interest expense | 439,000 | 880,000 | 1,321,000 | 1,765,000 |
| Net interest income | 3,139,000 | 6,337,000 | 9,581,000 | 12,815,000 |
| Noninterest income | 1,101,000 | 2,208,000 | 3,403,000 | 4,678,000 |
| Noninterest expense | 2,840,000 | 5,965,000 | 9,037,000 | 12,120,000 |
| Provision for loan losses | 150,000 | 375,000 | 375,000 | 375,000 |
| Pretax income | 1,270,000 | 2,226,000 | 3,593,000 | 5,014,000 |
| Income tax | 394,000 | 674,000 | 1,094,000 | 1,545,000 |
| Net income | 876,000 | 1,552,000 | 2,499,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,795,000 | 32,082,000 | 32,388,000 | 32,909,000 |
| Total capital | 34,143,000 | 34,533,000 | 34,899,000 | 35,442,000 |
| Risk-weighted assets | 187,671,000 | 195,943,000 | 200,823,000 | 205,329,000 |