Call reports 2015
FRIENDSHIP STATE BANK, THE — 2015
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 327,400,000 | 333,394,000 | 330,791,000 | 326,786,000 |
| Total loans | 231,898,000 | 234,603,000 | 234,066,000 | 234,234,000 |
| Allowance for loan losses | 2,261,000 | 2,259,000 | 2,365,000 | 2,428,000 |
| Securities available for sale | 55,358,000 | 55,235,000 | 52,979,000 | 46,927,000 |
| Securities held to maturity | 11,386,000 | 11,484,000 | 11,326,000 | 11,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,541,000 | 295,276,000 | 293,881,000 | 283,931,000 |
| Interest-bearing deposits | 193,244,000 | 276,962,000 | 274,295,000 | 263,606,000 |
| Noninterest-bearing deposits | 96,297,000 | 18,314,000 | 19,586,000 | 20,325,000 |
| Equity capital | 32,727,000 | 32,992,000 | 33,687,000 | 34,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,056,000 | 10,652,000 | 14,167,000 |
| Interest expense | 507,000 | 1,014,000 | 1,512,000 | 1,977,000 |
| Net interest income | 3,016,000 | 6,042,000 | 9,140,000 | 12,190,000 |
| Noninterest income | 963,000 | 1,898,000 | 2,872,000 | 3,776,000 |
| Noninterest expense | 2,582,000 | 5,143,000 | 7,706,000 | 10,319,000 |
| Provision for loan losses | 150,000 | 300,000 | 525,000 | 750,000 |
| Pretax income | 1,251,000 | 2,501,000 | 3,785,000 | 4,900,000 |
| Income tax | 381,000 | 757,000 | 1,131,000 | 1,465,000 |
| Net income | 870,000 | 1,744,000 | 2,654,000 | 3,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,000,000 | 31,476,000 | 31,988,000 | 32,769,000 |
| Total capital | 33,261,000 | 33,735,000 | 34,298,000 | 35,087,000 |
| Risk-weighted assets | 182,418,000 | 185,657,000 | 184,722,000 | 185,298,000 |