Call reports 2014
FRIENDSHIP STATE BANK, THE — 2014
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 324,560,000 | 333,086,000 | 326,547,000 | 326,647,000 |
| Total loans | 231,976,000 | 231,341,000 | 233,569,000 | 233,551,000 |
| Allowance for loan losses | 2,282,000 | 2,133,000 | 2,266,000 | 2,235,000 |
| Securities available for sale | 39,600,000 | 52,626,000 | 52,674,000 | 54,254,000 |
| Securities held to maturity | 13,628,000 | 13,622,000 | 13,266,000 | 12,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,609,000 | 296,441,000 | 290,141,000 | 289,379,000 |
| Interest-bearing deposits | 272,840,000 | 279,727,000 | 271,207,000 | 195,889,000 |
| Noninterest-bearing deposits | 15,769,000 | 16,714,000 | 18,934,000 | 93,490,000 |
| Equity capital | 30,237,000 | 30,881,000 | 31,329,000 | 32,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,607,000 | 7,190,000 | 10,834,000 | 14,376,000 |
| Interest expense | 554,000 | 1,116,000 | 1,658,000 | 2,191,000 |
| Net interest income | 3,053,000 | 6,074,000 | 9,176,000 | 12,185,000 |
| Noninterest income | 970,000 | 1,863,000 | 2,805,000 | 3,734,000 |
| Noninterest expense | 2,586,000 | 5,122,000 | 7,639,000 | 10,201,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 450,000 |
| Pretax income | 1,373,000 | 2,677,000 | 4,053,000 | 5,279,000 |
| Income tax | 486,000 | 942,000 | 1,414,000 | 1,772,000 |
| Net income | 887,000 | 1,735,000 | 2,639,000 | 3,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,946,000 | 29,443,000 | 29,994,000 | 30,509,000 |
| Total capital | 31,228,000 | 31,576,000 | 32,260,000 | 32,744,000 |
| Risk-weighted assets | 190,897,000 | 189,781,000 | 189,427,000 | 189,347,000 |