Call reports 2013
FRIENDSHIP STATE BANK, THE — 2013
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 320,342,000 | 321,545,000 | 314,615,000 | 315,879,000 |
| Total loans | 225,065,000 | 227,950,000 | 232,992,000 | 234,108,000 |
| Allowance for loan losses | 2,220,000 | 2,178,000 | 2,322,000 | 2,274,000 |
| Securities available for sale | 37,901,000 | 40,470,000 | 39,217,000 | 40,579,000 |
| Securities held to maturity | 14,165,000 | 14,158,000 | 13,836,000 | 13,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,281,000 | 287,786,000 | 280,061,000 | 281,028,000 |
| Interest-bearing deposits | 269,749,000 | 272,256,000 | 264,220,000 | 264,192,000 |
| Noninterest-bearing deposits | 16,532,000 | 15,530,000 | 15,841,000 | 16,836,000 |
| Equity capital | 28,837,000 | 28,947,000 | 29,239,000 | 29,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,393,000 | 11,039,000 | 14,664,000 |
| Interest expense | 625,000 | 1,236,000 | 1,843,000 | 2,433,000 |
| Net interest income | 3,109,000 | 6,157,000 | 9,196,000 | 12,231,000 |
| Noninterest income | 958,000 | 1,807,000 | 2,693,000 | 3,494,000 |
| Noninterest expense | 2,489,000 | 5,041,000 | 7,493,000 | 9,988,000 |
| Provision for loan losses | 120,000 | 195,000 | 270,000 | 470,000 |
| Pretax income | 1,458,000 | 2,728,000 | 4,127,000 | 5,266,000 |
| Income tax | 517,000 | 959,000 | 1,455,000 | 1,846,000 |
| Net income | 941,000 | 1,769,000 | 2,672,000 | 3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,132,000 | 27,544,000 | 28,031,000 | 28,410,000 |
| Total capital | 29,352,000 | 29,722,000 | 30,353,000 | 30,684,000 |
| Risk-weighted assets | 186,953,000 | 189,012,000 | 189,843,000 | 190,929,000 |