Call reports 2012
FRIENDSHIP STATE BANK, THE — 2012
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 308,384,000 | 308,578,000 | 312,333,000 | 315,224,000 |
| Total loans | 217,520,000 | 222,101,000 | 225,389,000 | 228,697,000 |
| Allowance for loan losses | 2,282,000 | 2,158,000 | 2,139,000 | 2,309,000 |
| Securities available for sale | 38,043,000 | 35,867,000 | 31,004,000 | 42,236,000 |
| Securities held to maturity | 12,892,000 | 13,921,000 | 14,250,000 | 14,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,320,000 | 276,382,000 | 279,287,000 | 281,836,000 |
| Interest-bearing deposits | 264,070,000 | 263,380,000 | 265,421,000 | 265,936,000 |
| Noninterest-bearing deposits | 12,250,000 | 13,002,000 | 13,866,000 | 15,900,000 |
| Equity capital | 27,033,000 | 27,606,000 | 28,122,000 | 28,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,890,000 | 7,730,000 | 11,559,000 | 15,341,000 |
| Interest expense | 871,000 | 1,649,000 | 2,339,000 | 3,029,000 |
| Net interest income | 3,019,000 | 6,081,000 | 9,220,000 | 12,312,000 |
| Noninterest income | 846,000 | 1,729,000 | 2,698,000 | 3,631,000 |
| Noninterest expense | 2,547,000 | 5,119,000 | 7,741,000 | 10,412,000 |
| Provision for loan losses | 150,000 | 150,000 | 300,000 | 600,000 |
| Pretax income | 1,172,000 | 2,547,000 | 3,885,000 | 4,939,000 |
| Income tax | 402,000 | 885,000 | 1,354,000 | 1,709,000 |
| Net income | 770,000 | 1,662,000 | 2,531,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,361,000 | 25,878,000 | 26,328,000 | 26,610,000 |
| Total capital | 27,611,000 | 28,036,000 | 28,467,000 | 28,919,000 |
| Risk-weighted assets | 179,952,000 | 183,311,000 | 185,115,000 | 188,044,000 |