Call reports 2011
FRIENDSHIP STATE BANK, THE — 2011
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 298,796,000 | 303,117,000 | 302,311,000 | 299,721,000 |
| Total loans | 212,895,000 | 217,219,000 | 219,324,000 | 217,928,000 |
| Allowance for loan losses | 2,288,000 | 1,753,000 | 1,932,000 | 2,191,000 |
| Securities available for sale | 34,195,000 | 36,934,000 | 34,610,000 | 33,555,000 |
| Securities held to maturity | 13,170,000 | 13,165,000 | 12,734,000 | 13,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,043,000 | 260,775,000 | 260,451,000 | 258,934,000 |
| Interest-bearing deposits | 245,309,000 | 249,815,000 | 247,524,000 | 246,351,000 |
| Noninterest-bearing deposits | 10,734,000 | 10,960,000 | 12,927,000 | 12,583,000 |
| Equity capital | 24,906,000 | 25,409,000 | 26,038,000 | 26,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 7,874,000 | 11,855,000 | 15,821,000 |
| Interest expense | 1,087,000 | 2,227,000 | 3,307,000 | 4,297,000 |
| Net interest income | 2,824,000 | 5,647,000 | 8,548,000 | 11,524,000 |
| Noninterest income | 852,000 | 1,431,000 | 2,083,000 | 2,997,000 |
| Noninterest expense | 2,476,000 | 4,882,000 | 7,224,000 | 9,533,000 |
| Provision for loan losses | 180,000 | 440,000 | 740,000 | 1,040,000 |
| Pretax income | 1,020,000 | 1,756,000 | 2,707,000 | 3,988,000 |
| Income tax | 338,000 | 572,000 | 887,000 | 1,331,000 |
| Net income | 682,000 | 1,184,000 | 1,820,000 | 2,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,506,000 | 23,835,000 | 24,295,000 | 24,957,000 |
| Total capital | 25,728,000 | 25,588,000 | 26,227,000 | 27,148,000 |
| Risk-weighted assets | 177,696,000 | 180,102,000 | 180,417,000 | 177,334,000 |