Call reports 2010
FRIENDSHIP STATE BANK, THE — 2010
What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 267,405,000 | 277,461,000 | 280,205,000 | 279,311,000 |
| Total loans | 201,489,000 | 205,360,000 | 212,998,000 | 212,652,000 |
| Allowance for loan losses | 2,058,000 | 2,149,000 | 2,158,000 | 2,197,000 |
| Securities available for sale | 30,094,000 | 32,870,000 | 25,901,000 | 25,813,000 |
| Securities held to maturity | 11,425,000 | 12,182,000 | 12,551,000 | 13,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,918,000 | 235,267,000 | 238,559,000 | 237,179,000 |
| Interest-bearing deposits | 216,819,000 | 226,312,000 | 229,154,000 | 226,417,000 |
| Noninterest-bearing deposits | 9,099,000 | 8,955,000 | 9,405,000 | 10,762,000 |
| Equity capital | 23,108,000 | 23,681,000 | 24,116,000 | 24,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,853,000 | 7,816,000 | 11,782,000 | 15,807,000 |
| Interest expense | 1,194,000 | 2,399,000 | 3,523,000 | 4,659,000 |
| Net interest income | 2,659,000 | 5,417,000 | 8,259,000 | 11,148,000 |
| Noninterest income | 654,000 | 1,492,000 | 2,111,000 | 2,998,000 |
| Noninterest expense | 2,261,000 | 4,573,000 | 7,040,000 | 9,446,000 |
| Provision for loan losses | 185,000 | 365,000 | 545,000 | 765,000 |
| Pretax income | 870,000 | 1,981,000 | 2,822,000 | 3,972,000 |
| Income tax | 287,000 | 664,000 | 943,000 | 1,337,000 |
| Net income | 583,000 | 1,317,000 | 1,879,000 | 2,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,471,000 | 22,030,000 | 22,419,000 | 22,998,000 |
| Total capital | 23,529,000 | 24,179,000 | 24,577,000 | 25,195,000 |
| Risk-weighted assets | 173,014,000 | 174,026,000 | 176,112,000 | 176,307,000 |