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Call reports 2004

FRIENDSHIP STATE BANK, THE — 2004

What FRIENDSHIP STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1bb89955-601d-4ef3-a25d-0ee9e66ab436/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets181,427,000179,859,000183,536,000186,114,000
Total loans130,167,000138,464,000144,419,000146,661,000
Allowance for loan losses1,377,0001,415,0001,432,0001,397,000
Securities available for sale22,489,00023,420,00021,197,00020,945,000
Securities held to maturity998,000000
Trading assets0000
Total deposits155,300,000150,551,000155,163,000155,919,000
Interest-bearing deposits148,980,000143,937,000149,050,000148,459,000
Noninterest-bearing deposits6,320,0006,614,0006,113,0007,460,000
Equity capital15,096,00015,145,00015,789,00016,046,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income2,641,0005,376,0008,167,00011,006,000
Interest expense871,0001,742,0002,623,0003,553,000
Net interest income1,770,0003,634,0005,544,0007,453,000
Noninterest income580,0001,103,0001,682,0002,258,000
Noninterest expense1,406,0002,828,0004,337,0005,821,000
Provision for loan losses90,000150,000210,000275,000
Pretax income843,0001,749,0002,645,0003,563,000
Income tax303,000643,000968,0001,312,000
Net income540,0001,106,0001,677,0002,251,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital13,312,00013,667,00014,139,00014,424,000
Total capital14,684,00015,081,00015,571,00015,821,000
Risk-weighted assets109,758,000113,157,000118,944,000121,223,000

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