Call reports 2026
JUNIATA VALLEY BANK, THE — 2026
What JUNIATA VALLEY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 900,948,000 | 917,861,000 |
| Total loans | 610,113,000 | 636,234,000 |
| Allowance for loan losses | 7,265,000 | 7,629,000 |
| Securities available for sale | 54,755,000 | 46,455,000 |
| Securities held to maturity | 180,148,000 | 177,707,000 |
| Trading assets | 0 | 0 |
| Total deposits | 788,680,000 | 805,828,000 |
| Interest-bearing deposits | 578,665,000 | 595,271,000 |
| Noninterest-bearing deposits | 210,015,000 | 210,557,000 |
| Equity capital | 59,065,000 | 61,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,577,000 | 21,251,000 |
| Interest expense | 3,273,000 | 6,556,000 |
| Net interest income | 7,304,000 | 14,695,000 |
| Noninterest income | 1,384,000 | 2,765,000 |
| Noninterest expense | 5,175,000 | 10,515,000 |
| Provision for loan losses | 180,000 | 556,000 |
| Pretax income | 3,343,000 | 6,264,000 |
| Income tax | 560,000 | 1,023,000 |
| Net income | 2,783,000 | 5,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 75,784,000 | 77,086,000 |
| Total capital | 83,049,000 | 84,715,000 |
| Risk-weighted assets | 649,195,000 | 663,690,000 |