Call reports 2024
JUNIATA VALLEY BANK, THE — 2024
What JUNIATA VALLEY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 864,817,000 | 861,806,000 | 857,094,000 | 848,356,000 |
| Total loans | 536,716,000 | 541,413,000 | 538,250,000 | 533,869,000 |
| Allowance for loan losses | 5,792,000 | 5,898,000 | 6,124,000 | 6,183,000 |
| Securities available for sale | 66,640,000 | 65,269,000 | 66,299,000 | 64,623,000 |
| Securities held to maturity | 198,680,000 | 196,311,000 | 193,761,000 | 191,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,563,000 | 745,279,000 | 753,000,000 | 748,038,000 |
| Interest-bearing deposits | 538,650,000 | 547,059,000 | 555,440,000 | 551,157,000 |
| Noninterest-bearing deposits | 199,913,000 | 198,220,000 | 197,560,000 | 196,881,000 |
| Equity capital | 41,749,000 | 42,359,000 | 45,571,000 | 46,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,001,000 | 18,294,000 | 27,742,000 | 37,069,000 |
| Interest expense | 3,466,000 | 6,997,000 | 10,656,000 | 14,187,000 |
| Net interest income | 5,535,000 | 11,297,000 | 17,086,000 | 22,882,000 |
| Noninterest income | 1,309,000 | 2,778,000 | 4,154,000 | 5,710,000 |
| Noninterest expense | 5,134,000 | 10,157,000 | 15,206,000 | 20,840,000 |
| Provision for loan losses | 120,000 | 238,000 | 471,000 | 534,000 |
| Pretax income | 1,598,000 | 3,698,000 | 5,612,000 | 7,283,000 |
| Income tax | 210,000 | 521,000 | 792,000 | 1,000,000 |
| Net income | 1,388,000 | 3,177,000 | 4,820,000 | 6,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,661,000 | 69,151,000 | 69,747,000 | 70,206,000 |
| Total capital | 75,453,000 | 75,049,000 | 75,871,000 | 76,389,000 |
| Risk-weighted assets | 595,713,000 | 597,297,000 | 594,031,000 | 597,780,000 |