Call reports 2025
MIDWEST INDEPENDENT BANKERSBANK — 2025
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 334,009,000 | 344,394,000 | 345,447,000 | 359,188,000 |
| Total loans | 250,010,000 | 252,144,000 | 256,352,000 | 258,294,000 |
| Allowance for loan losses | 4,526,000 | 4,548,000 | 4,593,000 | 4,638,000 |
| Securities available for sale | 27,880,000 | 25,954,000 | 23,935,000 | 22,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,969,000 | 292,315,000 | 268,829,000 | 267,273,000 |
| Interest-bearing deposits | 134,032,000 | 176,247,000 | 157,350,000 | 147,091,000 |
| Noninterest-bearing deposits | 110,937,000 | 116,068,000 | 111,479,000 | 120,182,000 |
| Equity capital | 45,453,000 | 47,066,000 | 48,876,000 | 48,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,371,000 | 9,048,000 | 13,923,000 | 18,684,000 |
| Interest expense | 1,561,000 | 3,244,000 | 4,951,000 | 6,451,000 |
| Net interest income | 2,810,000 | 5,804,000 | 8,972,000 | 12,233,000 |
| Noninterest income | 1,855,000 | 3,806,000 | 5,697,000 | 7,580,000 |
| Noninterest expense | 2,930,000 | 5,846,000 | 8,855,000 | 11,857,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,729,000 | 3,758,000 | 5,808,000 | 7,979,000 |
| Income tax | 379,000 | 850,000 | 1,270,000 | 1,758,000 |
| Net income | 1,350,000 | 2,908,000 | 4,538,000 | 6,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,978,000 | 47,536,000 | 49,167,000 | 48,850,000 |
| Total capital | 50,066,000 | 51,639,000 | 53,309,000 | 52,952,000 |
| Risk-weighted assets | 326,371,000 | 327,614,000 | 330,661,000 | 327,424,000 |