Call reports 2018
MIDWEST INDEPENDENT BANKERSBANK — 2018
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 278,299,000 | 296,318,000 | 279,545,000 | 297,960,000 |
| Total loans | 140,648,000 | 143,464,000 | 144,742,000 | 146,278,000 |
| Allowance for loan losses | 5,159,000 | 5,199,000 | 5,231,000 | 3,829,000 |
| Securities available for sale | 53,257,000 | 52,374,000 | 51,366,000 | 50,728,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,262,000 | 209,208,000 | 196,199,000 | 208,580,000 |
| Interest-bearing deposits | 22,228,000 | 23,401,000 | 25,388,000 | 27,541,000 |
| Noninterest-bearing deposits | 213,034,000 | 185,807,000 | 170,811,000 | 181,039,000 |
| Equity capital | 38,061,000 | 38,474,000 | 38,928,000 | 38,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,294,000 | 6,722,000 | 9,242,000 |
| Interest expense | 121,000 | 337,000 | 749,000 | 1,175,000 |
| Net interest income | 1,950,000 | 3,957,000 | 5,973,000 | 8,067,000 |
| Noninterest income | 1,346,000 | 2,600,000 | 3,835,000 | 4,881,000 |
| Noninterest expense | 2,470,000 | 4,970,000 | 7,404,000 | 9,682,000 |
| Provision for loan losses | 0 | 0 | 0 | -950,000 |
| Pretax income | 826,000 | 1,587,000 | 2,404,000 | 4,216,000 |
| Income tax | 230,000 | 440,000 | 669,000 | 1,204,000 |
| Net income | 596,000 | 1,147,000 | 1,735,000 | 3,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,627,000 | 39,178,000 | 39,763,000 | 39,068,000 |
| Total capital | 40,981,000 | 41,595,000 | 42,240,000 | 41,586,000 |
| Risk-weighted assets | 185,394,000 | 190,592,000 | 195,453,000 | 200,151,000 |