Call reports 2016
MIDWEST INDEPENDENT BANKERSBANK — 2016
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 292,441,000 | 277,486,000 | 272,593,000 | 287,953,000 |
| Total loans | 116,392,000 | 116,343,000 | 123,356,000 | 123,340,000 |
| Allowance for loan losses | 4,911,000 | 4,973,000 | 4,973,000 | 5,013,000 |
| Securities available for sale | 49,014,000 | 50,856,000 | 46,933,000 | 58,182,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,226,000 | 227,595,000 | 219,876,000 | 237,468,000 |
| Interest-bearing deposits | 22,098,000 | 21,102,000 | 20,852,000 | 21,852,000 |
| Noninterest-bearing deposits | 223,128,000 | 206,493,000 | 199,024,000 | 215,616,000 |
| Equity capital | 36,883,000 | 37,549,000 | 37,963,000 | 37,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,108,000 | 4,663,000 | 6,366,000 |
| Interest expense | 49,000 | 96,000 | 145,000 | 195,000 |
| Net interest income | 1,513,000 | 3,012,000 | 4,518,000 | 6,171,000 |
| Noninterest income | 1,607,000 | 3,163,000 | 4,760,000 | 6,360,000 |
| Noninterest expense | 2,329,000 | 4,597,000 | 6,947,000 | 9,070,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 791,000 | 1,578,000 | 2,324,000 | 3,386,000 |
| Income tax | 284,000 | 572,000 | 832,000 | 1,218,000 |
| Net income | 507,000 | 1,006,000 | 1,492,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,362,000 | 35,862,000 | 36,342,000 | 37,183,000 |
| Total capital | 37,385,000 | 37,887,000 | 38,482,000 | 39,382,000 |
| Risk-weighted assets | 158,471,000 | 158,594,000 | 167,909,000 | 172,637,000 |