Call reports 2015
MIDWEST INDEPENDENT BANKERSBANK — 2015
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 339,937,000 | 274,333,000 | 252,594,000 | 258,604,000 |
| Total loans | 107,129,000 | 112,463,000 | 104,608,000 | 119,522,000 |
| Allowance for loan losses | 4,703,000 | 4,574,000 | 4,598,000 | 4,911,000 |
| Securities available for sale | 48,745,000 | 43,692,000 | 43,199,000 | 48,434,000 |
| Securities held to maturity | 0 | 0 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,747,000 | 220,517,000 | 205,825,000 | 203,988,000 |
| Interest-bearing deposits | 35,986,000 | 34,940,000 | 29,087,000 | 21,838,000 |
| Noninterest-bearing deposits | 246,761,000 | 185,577,000 | 176,738,000 | 182,150,000 |
| Equity capital | 35,491,000 | 35,548,000 | 35,947,000 | 36,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,057,000 | 4,510,000 | 5,955,000 |
| Interest expense | 90,000 | 172,000 | 250,000 | 304,000 |
| Net interest income | 1,424,000 | 2,885,000 | 4,260,000 | 5,651,000 |
| Noninterest income | 1,507,000 | 2,981,000 | 4,486,000 | 6,029,000 |
| Noninterest expense | 2,351,000 | 4,910,000 | 7,412,000 | 9,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 580,000 | 956,000 | 1,334,000 | 1,916,000 |
| Income tax | 199,000 | 333,000 | 478,000 | 689,000 |
| Net income | 381,000 | 623,000 | 856,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,901,000 | 33,677,000 | 33,910,000 | 34,280,000 |
| Total capital | 34,720,000 | 35,646,000 | 35,833,000 | 36,415,000 |
| Risk-weighted assets | 141,261,000 | 153,849,000 | 150,103,000 | 166,974,000 |