Call reports 2014
MIDWEST INDEPENDENT BANKERSBANK — 2014
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 357,540,000 | 298,589,000 | 281,416,000 | 294,336,000 |
| Total loans | 108,327,000 | 109,885,000 | 111,416,000 | 117,057,000 |
| Allowance for loan losses | 4,729,000 | 4,734,000 | 5,661,000 | 4,718,000 |
| Securities available for sale | 46,631,000 | 50,268,000 | 52,071,000 | 50,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,270,000 | 247,531,000 | 219,881,000 | 239,536,000 |
| Interest-bearing deposits | 57,324,000 | 50,356,000 | 46,628,000 | 45,882,000 |
| Noninterest-bearing deposits | 250,946,000 | 197,175,000 | 173,253,000 | 193,654,000 |
| Equity capital | 38,390,000 | 38,885,000 | 39,178,000 | 36,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,147,000 | 4,724,000 | 6,323,000 |
| Interest expense | 117,000 | 231,000 | 336,000 | 437,000 |
| Net interest income | 1,452,000 | 2,916,000 | 4,388,000 | 5,886,000 |
| Noninterest income | 1,529,000 | 3,088,000 | 4,512,000 | 5,751,000 |
| Noninterest expense | 2,547,000 | 5,216,000 | 7,665,000 | 10,048,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 434,000 | 788,000 | 1,235,000 | 2,089,000 |
| Income tax | 141,000 | 259,000 | 415,000 | 730,000 |
| Net income | 293,000 | 529,000 | 820,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,190,000 | 36,558,000 | 37,183,000 | 35,820,000 |
| Total capital | 37,964,000 | 38,398,000 | 39,124,000 | 37,836,000 |
| Risk-weighted assets | 138,970,000 | 144,244,000 | 151,558,000 | 158,530,000 |