Call reports 2013
MIDWEST INDEPENDENT BANKERSBANK — 2013
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 384,272,000 | 342,328,000 | 280,862,000 | 332,454,000 |
| Total loans | 124,125,000 | 121,341,000 | 112,808,000 | 112,234,000 |
| Allowance for loan losses | 3,572,000 | 3,725,000 | 3,873,000 | 2,709,000 |
| Securities available for sale | 29,356,000 | 35,965,000 | 41,841,000 | 41,319,000 |
| Securities held to maturity | 507,000 | 507,000 | 503,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,589,000 | 279,236,000 | 232,948,000 | 232,341,000 |
| Interest-bearing deposits | 58,428,000 | 67,332,000 | 63,842,000 | 57,770,000 |
| Noninterest-bearing deposits | 262,161,000 | 211,904,000 | 169,106,000 | 174,571,000 |
| Equity capital | 38,060,000 | 37,644,000 | 37,979,000 | 37,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,517,000 | 5,141,000 | 6,716,000 |
| Interest expense | 90,000 | 208,000 | 331,000 | 454,000 |
| Net interest income | 1,694,000 | 3,309,000 | 4,810,000 | 6,262,000 |
| Noninterest income | 1,539,000 | 2,954,000 | 4,451,000 | 5,399,000 |
| Noninterest expense | 2,670,000 | 5,530,000 | 8,174,000 | 10,736,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 487,000 | 670,000 | 1,024,000 | 862,000 |
| Income tax | 154,000 | 190,000 | 315,000 | 234,000 |
| Net income | 333,000 | 480,000 | 709,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,477,000 | 36,197,000 | 35,735,000 | 35,896,000 |
| Total capital | 38,398,000 | 38,186,000 | 37,708,000 | 37,985,000 |
| Risk-weighted assets | 152,025,000 | 157,404,000 | 155,895,000 | 166,456,000 |