Call reports 2012
MIDWEST INDEPENDENT BANKERSBANK — 2012
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 392,533,000 | 356,687,000 | 340,076,000 | 328,656,000 |
| Total loans | 154,115,000 | 134,935,000 | 133,315,000 | 142,490,000 |
| Allowance for loan losses | 5,538,000 | 3,262,000 | 3,120,000 | 3,458,000 |
| Securities available for sale | 23,488,000 | 23,224,000 | 30,342,000 | 24,397,000 |
| Securities held to maturity | 563,000 | 563,000 | 507,000 | 507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,986,000 | 291,184,000 | 280,168,000 | 273,739,000 |
| Interest-bearing deposits | 34,644,000 | 35,064,000 | 34,316,000 | 40,641,000 |
| Noninterest-bearing deposits | 297,342,000 | 256,120,000 | 245,852,000 | 233,098,000 |
| Equity capital | 36,828,000 | 37,101,000 | 37,649,000 | 37,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,784,000 | 5,680,000 | 7,648,000 |
| Interest expense | 74,000 | 152,000 | 230,000 | 307,000 |
| Net interest income | 1,895,000 | 3,632,000 | 5,450,000 | 7,341,000 |
| Noninterest income | 1,879,000 | 3,449,000 | 5,142,000 | 6,695,000 |
| Noninterest expense | 2,922,000 | 5,666,000 | 8,190,000 | 11,197,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 552,000 | 815,000 | 1,446,000 | 2,077,000 |
| Income tax | 122,000 | 175,000 | 375,000 | 576,000 |
| Net income | 430,000 | 640,000 | 1,071,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,476,000 | 34,553,000 | 35,016,000 | 36,147,000 |
| Total capital | 36,902,000 | 36,693,000 | 37,209,000 | 38,515,000 |
| Risk-weighted assets | 190,906,000 | 170,082,000 | 174,495,000 | 188,294,000 |