Call reports 2011
MIDWEST INDEPENDENT BANKERSBANK — 2011
What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 251,504,000 | 288,340,000 | 293,543,000 | 316,928,000 |
| Total loans | 177,473,000 | 170,886,000 | 157,497,000 | 169,933,000 |
| Allowance for loan losses | 8,104,000 | 6,989,000 | 6,565,000 | 4,549,000 |
| Securities available for sale | 9,342,000 | 13,728,000 | 17,915,000 | 19,032,000 |
| Securities held to maturity | 563,000 | 563,000 | 563,000 | 563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,920,000 | 252,091,000 | 256,639,000 | 276,213,000 |
| Interest-bearing deposits | 39,069,000 | 38,823,000 | 34,384,000 | 33,387,000 |
| Noninterest-bearing deposits | 98,851,000 | 213,268,000 | 222,255,000 | 242,826,000 |
| Equity capital | 33,535,000 | 33,670,000 | 34,036,000 | 36,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,114,000 | 6,061,000 | 9,094,000 |
| Interest expense | 89,000 | 179,000 | 265,000 | 349,000 |
| Net interest income | 1,981,000 | 3,935,000 | 5,796,000 | 8,745,000 |
| Noninterest income | 1,647,000 | 3,259,000 | 4,869,000 | 5,386,000 |
| Noninterest expense | 2,881,000 | 5,795,000 | 8,456,000 | 13,075,000 |
| Provision for loan losses | 650,000 | 1,300,000 | 1,750,000 | 2,323,000 |
| Pretax income | 97,000 | 99,000 | 459,000 | -1,267,000 |
| Income tax | -45,000 | -85,000 | -9,000 | -729,000 |
| Net income | 142,000 | 184,000 | 468,000 | -538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,900,000 | 29,843,000 | 30,568,000 | 33,155,000 |
| Total capital | 32,499,000 | 32,390,000 | 33,048,000 | 35,761,000 |
| Risk-weighted assets | 202,302,000 | 199,255,000 | 194,306,000 | 206,524,000 |