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Call reports 2008

MIDWEST INDEPENDENT BANKERSBANK — 2008

What MIDWEST INDEPENDENT BANKERSBANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1ba8b9cf-b34a-4cd0-9b05-ec09c90bd871/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets310,573,000364,349,000343,841,000364,504,000
Total loans261,210,000260,128,000261,378,000261,436,000
Allowance for loan losses5,599,0005,094,0007,033,0007,503,000
Securities available for sale627,000627,000626,000625,000
Securities held to maturity0000
Trading assets0000
Total deposits106,631,00084,256,00084,809,000262,489,000
Interest-bearing deposits611,000612,0001,687,0001,687,000
Noninterest-bearing deposits106,020,00083,644,00083,122,000260,802,000
Equity capital37,543,00038,114,00037,976,00030,257,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income4,351,0008,364,00012,234,00015,459,000
Interest expense1,586,0002,719,0003,845,0004,094,000
Net interest income2,765,0005,645,0008,389,00011,365,000
Noninterest income2,014,0003,872,0005,849,0007,615,000
Noninterest expense2,923,0005,685,0008,515,00010,967,000
Provision for loan losses820,0001,996,0004,207,00018,363,000
Pretax income1,036,0001,836,0001,516,000-10,350,000
Income tax330,000564,000385,000-4,358,000
Net income706,0001,272,0001,131,000-5,992,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital37,722,00038,289,00038,147,00030,425,000
Total capital41,263,00041,898,00041,662,00033,968,000
Risk-weighted assets281,258,000287,242,000277,666,000279,485,000

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