Call reports 2026
CITIZENS BANK OF THE MIDWEST — 2026
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 249,368,000 | 238,264,000 |
| Total loans | 165,457,000 | 166,016,000 |
| Allowance for loan losses | 2,084,000 | 2,106,000 |
| Securities available for sale | 41,885,000 | 41,581,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 207,936,000 | 191,609,000 |
| Interest-bearing deposits | 186,133,000 | 170,020,000 |
| Noninterest-bearing deposits | 21,803,000 | 21,589,000 |
| Equity capital | 14,065,000 | 14,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,486,000 | 6,968,000 |
| Interest expense | 1,768,000 | 3,493,000 |
| Net interest income | 1,718,000 | 3,475,000 |
| Noninterest income | 82,000 | 168,000 |
| Noninterest expense | 1,032,000 | 2,144,000 |
| Provision for loan losses | -16,000 | -16,000 |
| Pretax income | 768,000 | 1,499,000 |
| Income tax | 79,000 | 252,000 |
| Net income | 689,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,852,000 | 20,990,000 |
| Total capital | 22,951,000 | 23,112,000 |
| Risk-weighted assets | 173,678,000 | 177,378,000 |