Call reports 2022
CITIZENS BANK OF THE MIDWEST — 2022
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 182,672,000 | 172,871,000 | 183,622,000 | 178,189,000 |
| Total loans | 126,285,000 | 121,603,000 | 127,247,000 | 130,073,000 |
| Allowance for loan losses | 2,039,000 | 2,044,000 | 2,045,000 | 2,148,000 |
| Securities available for sale | 37,973,000 | 31,614,000 | 29,344,000 | 29,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,797,000 | 161,732,000 | 173,670,000 | 165,545,000 |
| Interest-bearing deposits | 146,709,000 | 141,040,000 | 150,289,000 | 146,025,000 |
| Noninterest-bearing deposits | 22,088,000 | 20,692,000 | 23,381,000 | 19,520,000 |
| Equity capital | 13,413,000 | 10,781,000 | 9,595,000 | 8,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,519,000 | 5,488,000 | 7,583,000 |
| Interest expense | 345,000 | 753,000 | 1,363,000 | 2,005,000 |
| Net interest income | 1,425,000 | 2,766,000 | 4,125,000 | 5,578,000 |
| Noninterest income | 138,000 | 298,000 | 418,000 | 577,000 |
| Noninterest expense | 1,047,000 | 2,103,000 | 3,224,000 | 4,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 958,000 | 1,316,000 | 1,767,000 |
| Income tax | 70,000 | 175,000 | 230,000 | 290,000 |
| Net income | 446,000 | 783,000 | 1,086,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,039,000 | 17,205,000 | 17,338,000 | 17,512,000 |
| Total capital | — | — | — | 19,215,000 |
| Risk-weighted assets | — | — | — | 135,852,000 |