Call reports 2019
CITIZENS BANK OF THE MIDWEST — 2019
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,808,000 | 153,979,000 | 148,659,000 | 143,575,000 |
| Total loans | 113,866,000 | 114,138,000 | 113,763,000 | 108,643,000 |
| Allowance for loan losses | 1,264,000 | 1,327,000 | 1,354,000 | 2,087,000 |
| Securities available for sale | 21,082,000 | 20,417,000 | 15,876,000 | 14,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,500,000 | 133,774,000 | 130,676,000 | 128,350,000 |
| Interest-bearing deposits | 119,020,000 | 122,193,000 | 119,066,000 | 115,819,000 |
| Noninterest-bearing deposits | 13,480,000 | 11,581,000 | 11,610,000 | 12,531,000 |
| Equity capital | 17,240,000 | 17,599,000 | 17,650,000 | 14,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,533,000 | 5,306,000 | 6,910,000 |
| Interest expense | 553,000 | 1,114,000 | 1,658,000 | 2,139,000 |
| Net interest income | 1,204,000 | 2,419,000 | 3,648,000 | 4,771,000 |
| Noninterest income | 104,000 | 286,000 | 410,000 | 508,000 |
| Noninterest expense | 974,000 | 1,927,000 | 2,883,000 | 4,100,000 |
| Provision for loan losses | 0 | 65,000 | 150,000 | 2,534,000 |
| Pretax income | 334,000 | 713,000 | 1,025,000 | -1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 713,000 | 1,025,000 | -1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,973,000 | 17,103,000 | 17,105,000 | 14,477,000 |
| Total capital | 18,237,000 | 18,430,000 | 18,459,000 | 15,952,000 |
| Risk-weighted assets | 124,358,000 | 124,203,000 | 121,915,000 | 117,423,000 |