Call reports 2018
CITIZENS BANK OF THE MIDWEST — 2018
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,147,000 | 147,532,000 | 151,493,000 | 149,826,000 |
| Total loans | 101,902,000 | 102,018,000 | 110,237,000 | 109,443,000 |
| Allowance for loan losses | 1,056,000 | 1,055,000 | 1,258,000 | 1,241,000 |
| Securities available for sale | 22,110,000 | 21,585,000 | 21,021,000 | 21,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,523,000 | 129,677,000 | 130,500,000 | 122,993,000 |
| Interest-bearing deposits | 121,242,000 | 116,687,000 | 116,080,000 | 111,573,000 |
| Noninterest-bearing deposits | 16,281,000 | 12,990,000 | 14,420,000 | 11,420,000 |
| Equity capital | 17,148,000 | 17,355,000 | 17,162,000 | 16,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,051,000 | 4,727,000 | 6,434,000 |
| Interest expense | 392,000 | 803,000 | 1,257,000 | 1,749,000 |
| Net interest income | 1,112,000 | 2,248,000 | 3,470,000 | 4,685,000 |
| Noninterest income | 125,000 | 285,000 | 763,000 | 918,000 |
| Noninterest expense | 937,000 | 1,964,000 | 2,942,000 | 4,080,000 |
| Provision for loan losses | 0 | 0 | 480,000 | 1,260,000 |
| Pretax income | 300,000 | 569,000 | 811,000 | 263,000 |
| Income tax | 20,000 | 40,000 | 40,000 | 40,000 |
| Net income | 280,000 | 529,000 | 771,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,354,000 | 17,340,000 | 17,303,000 | 16,631,000 |
| Total capital | 18,410,000 | 18,395,000 | 18,561,000 | 17,872,000 |
| Risk-weighted assets | 116,046,000 | 113,863,000 | 121,406,000 | 121,371,000 |