Call reports 2017
CITIZENS BANK OF THE MIDWEST — 2017
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 157,785,000 | 151,775,000 | 147,064,000 | 143,372,000 |
| Total loans | 101,865,000 | 101,161,000 | 99,785,000 | 98,357,000 |
| Allowance for loan losses | 1,585,000 | 1,586,000 | 1,584,000 | 1,053,000 |
| Securities available for sale | 19,797,000 | 20,773,000 | 20,439,000 | 21,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,264,000 | 133,903,000 | 128,978,000 | 125,581,000 |
| Interest-bearing deposits | 129,365,000 | 121,469,000 | 116,877,000 | 112,400,000 |
| Noninterest-bearing deposits | 10,899,000 | 12,434,000 | 12,101,000 | 13,181,000 |
| Equity capital | 17,052,000 | 17,390,000 | 17,544,000 | 17,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 2,992,000 | 4,465,000 | 5,921,000 |
| Interest expense | 353,000 | 712,000 | 1,068,000 | 1,408,000 |
| Net interest income | 1,134,000 | 2,280,000 | 3,397,000 | 4,513,000 |
| Noninterest income | 152,000 | 288,000 | 462,000 | 635,000 |
| Noninterest expense | 980,000 | 1,979,000 | 2,964,000 | 4,176,000 |
| Provision for loan losses | 0 | 0 | 0 | 154,000 |
| Pretax income | 176,000 | 469,000 | 776,000 | 689,000 |
| Income tax | 0 | 73,000 | 73,000 | 214,000 |
| Net income | 176,000 | 396,000 | 703,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,809,000 | 17,028,000 | 17,215,000 | 16,987,000 |
| Total capital | 18,278,000 | 18,476,000 | 18,664,000 | 18,040,000 |
| Risk-weighted assets | 117,357,000 | 115,615,000 | 115,772,000 | 113,104,000 |