Call reports 2015
CITIZENS BANK OF THE MIDWEST — 2015
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 164,388,000 | 156,414,000 | 157,942,000 | 155,807,000 |
| Total loans | 99,298,000 | 97,151,000 | 102,270,000 | 102,153,000 |
| Allowance for loan losses | 1,587,000 | 1,522,000 | 1,567,000 | 1,610,000 |
| Securities available for sale | 34,550,000 | 33,625,000 | 32,891,000 | 32,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,479,000 | 138,414,000 | 139,481,000 | 137,632,000 |
| Interest-bearing deposits | 136,117,000 | 129,187,000 | 130,462,000 | 127,702,000 |
| Noninterest-bearing deposits | 10,362,000 | 9,227,000 | 9,019,000 | 9,930,000 |
| Equity capital | 17,656,000 | 17,561,000 | 17,769,000 | 17,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,355,000 | 4,976,000 | 6,571,000 |
| Interest expense | 384,000 | 743,000 | 1,103,000 | 1,458,000 |
| Net interest income | 1,282,000 | 2,612,000 | 3,873,000 | 5,113,000 |
| Noninterest income | 92,000 | 232,000 | 370,000 | 511,000 |
| Noninterest expense | 1,158,000 | 2,355,000 | 3,495,000 | 4,790,000 |
| Provision for loan losses | 45,000 | 91,000 | 137,000 | 183,000 |
| Pretax income | 171,000 | 443,000 | 656,000 | 696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 443,000 | 656,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,461,000 | 17,499,000 | 17,527,000 | 17,257,000 |
| Total capital | 18,923,000 | 19,021,000 | 19,094,000 | 18,867,000 |
| Risk-weighted assets | 116,932,000 | 134,074,000 | 133,636,000 | 137,063,000 |