Call reports 2013
CITIZENS BANK OF THE MIDWEST — 2013
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,911,000 | 169,893,000 | 166,587,000 | 166,351,000 |
| Total loans | 113,222,000 | 115,737,000 | 114,405,000 | 115,262,000 |
| Allowance for loan losses | 2,064,000 | 1,843,000 | 1,800,000 | 1,582,000 |
| Securities available for sale | 39,091,000 | 39,657,000 | 38,118,000 | 37,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,627,000 | 152,745,000 | 149,451,000 | 146,228,000 |
| Interest-bearing deposits | 147,674,000 | 143,242,000 | 140,530,000 | 136,416,000 |
| Noninterest-bearing deposits | 8,953,000 | 9,503,000 | 8,921,000 | 9,812,000 |
| Equity capital | 16,661,000 | 16,498,000 | 16,383,000 | 15,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 4,038,000 | 6,068,000 | 8,139,000 |
| Interest expense | 563,000 | 1,093,000 | 1,592,000 | 2,054,000 |
| Net interest income | 1,436,000 | 2,945,000 | 4,476,000 | 6,085,000 |
| Noninterest income | 178,000 | 280,000 | 389,000 | 490,000 |
| Noninterest expense | 1,138,000 | 2,227,000 | 3,404,000 | 4,784,000 |
| Provision for loan losses | 0 | 0 | 123,000 | 144,000 |
| Pretax income | 518,000 | 1,039,000 | 1,344,000 | 1,653,000 |
| Income tax | 73,000 | 167,000 | 241,000 | 403,000 |
| Net income | 445,000 | 872,000 | 1,103,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,320,000 | 16,416,000 | 16,606,000 | 16,479,000 |
| Total capital | 17,862,000 | 17,981,000 | 18,155,000 | 18,046,000 |
| Risk-weighted assets | 122,878,000 | 124,903,000 | 123,708,000 | 125,339,000 |