Call reports 2011
CITIZENS BANK OF THE MIDWEST — 2011
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,745,000 | 176,393,000 | 172,575,000 | 171,196,000 |
| Total loans | 118,148,000 | 117,281,000 | 117,632,000 | 118,351,000 |
| Allowance for loan losses | 2,014,000 | 1,940,000 | 1,970,000 | 1,970,000 |
| Securities available for sale | 42,971,000 | 40,998,000 | 37,330,000 | 39,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,788,000 | 160,512,000 | 156,360,000 | 152,141,000 |
| Interest-bearing deposits | 154,820,000 | 152,365,000 | 147,457,000 | 143,254,000 |
| Noninterest-bearing deposits | 7,968,000 | 8,147,000 | 8,903,000 | 8,887,000 |
| Equity capital | 14,526,000 | 15,429,000 | 15,767,000 | 15,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,724,000 | 7,030,000 | 9,312,000 |
| Interest expense | 837,000 | 1,664,000 | 2,461,000 | 3,219,000 |
| Net interest income | 1,530,000 | 3,060,000 | 4,569,000 | 6,093,000 |
| Noninterest income | 91,000 | 188,000 | 181,000 | 306,000 |
| Noninterest expense | 1,146,000 | 2,348,000 | 3,544,000 | 4,810,000 |
| Provision for loan losses | 77,000 | 135,000 | 250,000 | 296,000 |
| Pretax income | 398,000 | 786,000 | 933,000 | 1,284,000 |
| Income tax | 90,000 | 181,000 | 255,000 | 278,000 |
| Net income | 308,000 | 605,000 | 678,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,383,000 | 15,680,000 | 15,753,000 | 15,832,000 |
| Total capital | 16,981,000 | 17,254,000 | 17,344,000 | 17,420,000 |
| Risk-weighted assets | 127,410,000 | 125,528,000 | 126,933,000 | 126,639,000 |