Call reports 2007
CITIZENS BANK OF THE MIDWEST — 2007
What CITIZENS BANK OF THE MIDWEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 209,426,000 | 206,836,000 | 207,138,000 | 218,769,000 |
| Total loans | 151,001,000 | 151,363,000 | 149,844,000 | 147,474,000 |
| Allowance for loan losses | 721,000 | 721,000 | 723,000 | 997,000 |
| Securities available for sale | 44,906,000 | 43,644,000 | 45,569,000 | 50,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,518,000 | 191,965,000 | 189,363,000 | 204,128,000 |
| Interest-bearing deposits | 182,873,000 | 181,897,000 | 178,689,000 | 195,582,000 |
| Noninterest-bearing deposits | 11,645,000 | 10,068,000 | 10,674,000 | 8,546,000 |
| Equity capital | 13,966,000 | 13,508,000 | 13,897,000 | 13,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,582,000 | 7,120,000 | 10,760,000 | 14,395,000 |
| Interest expense | 2,197,000 | 4,376,000 | 6,607,000 | 8,713,000 |
| Net interest income | 1,385,000 | 2,744,000 | 4,153,000 | 5,682,000 |
| Noninterest income | 186,000 | 351,000 | 622,000 | 318,000 |
| Noninterest expense | 1,183,000 | 2,498,000 | 3,716,000 | 5,084,000 |
| Provision for loan losses | 0 | 0 | 17,000 | 458,000 |
| Pretax income | 393,000 | 547,000 | 982,000 | 89,000 |
| Income tax | 0 | 171,000 | 216,000 | -22,000 |
| Net income | 393,000 | 376,000 | 766,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,006,000 | 14,997,000 | 15,304,000 | 14,654,000 |
| Total capital | 15,727,000 | 15,718,000 | 16,027,000 | 15,651,000 |
| Risk-weighted assets | 155,237,000 | 153,455,000 | 152,688,000 | 154,277,000 |
Machine access — free, no API key
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