Call reports 2012
TILDEN BANK, THE — 2012
What TILDEN BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,136,000 | 77,766,000 | 77,076,000 | 85,239,000 |
| Total loans | 59,836,000 | 61,953,000 | 62,728,000 | 58,409,000 |
| Allowance for loan losses | 1,346,000 | 1,432,000 | 1,310,000 | 1,184,000 |
| Securities available for sale | 5,731,000 | 6,790,000 | 6,552,000 | 6,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,688,000 | 67,217,000 | 66,228,000 | 74,256,000 |
| Interest-bearing deposits | 53,680,000 | 55,535,000 | 55,315,000 | 59,648,000 |
| Noninterest-bearing deposits | 13,008,000 | 11,682,000 | 10,913,000 | 14,608,000 |
| Equity capital | 7,205,000 | 7,383,000 | 7,586,000 | 7,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,041,000 | 3,073,000 | 4,021,000 |
| Interest expense | 138,000 | 269,000 | 394,000 | 514,000 |
| Net interest income | 889,000 | 1,772,000 | 2,679,000 | 3,507,000 |
| Noninterest income | 150,000 | 243,000 | 342,000 | 411,000 |
| Noninterest expense | 550,000 | 1,114,000 | 1,600,000 | 2,207,000 |
| Provision for loan losses | 125,000 | 250,000 | 260,000 | 260,000 |
| Pretax income | 364,000 | 651,000 | 1,161,000 | 1,451,000 |
| Income tax | 126,000 | 224,000 | 400,000 | 501,000 |
| Net income | 238,000 | 427,000 | 761,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,830,000 | 6,994,000 | 7,197,000 | 7,399,000 |
| Total capital | 7,592,000 | 7,782,000 | 7,964,000 | 8,147,000 |
| Risk-weighted assets | 60,405,000 | 62,378,000 | 62,424,000 | 59,378,000 |