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Call reports 2010

EMIGRANT SAVINGS BANK - BRONX/WESTCHESTER — 2010

What EMIGRANT SAVINGS BANK - BRONX/WESTCHESTER reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1b877503-ad48-45a7-8c79-a8ad8d31e170/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets1,045,702,0001,102,848,0001,058,680,0001,041,467,000
Total loans297,940,000348,395,000359,295,000344,955,000
Allowance for loan losses2,211,0002,997,0003,240,0003,021,000
Securities available for sale264,011,000281,871,000441,089,000584,111,000
Securities held to maturity158,556,000273,557,00000
Trading assets0000
Total deposits950,646,000947,719,000945,635,000941,543,000
Interest-bearing deposits940,114,000903,527,000902,669,000896,989,000
Noninterest-bearing deposits10,532,00044,192,00042,966,00044,554,000
Equity capital70,178,00067,324,00076,003,00076,364,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income7,239,00015,422,00023,798,00032,441,000
Interest expense3,796,0007,403,00010,887,00014,102,000
Net interest income3,443,0008,019,00012,911,00018,339,000
Noninterest income430,000827,0001,213,0001,654,000
Noninterest expense4,352,0009,296,00013,805,00018,677,000
Provision for loan losses312,0002,812,0003,338,0003,259,000
Pretax income-762,000-3,233,0006,112,0007,188,000
Income tax-502,000-1,518,0002,543,0002,964,000
Net income-260,000-1,715,0003,569,0004,224,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital73,522,00069,891,00077,045,00078,334,000
Total capital75,733,00072,888,00080,285,00081,355,000
Risk-weighted assets319,992,000347,549,000354,017,000327,472,000

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