Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 395,968,000 | 404,739,000 | 417,705,000 | 403,404,000 |
| Total loans | 318,732,000 | 325,925,000 | 326,140,000 | 329,350,000 |
| Allowance for loan losses | 3,962,000 | 3,962,000 | 3,960,000 | 3,881,000 |
| Securities available for sale | 47,141,000 | 45,798,000 | 39,353,000 | 40,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,871,000 | 348,456,000 | 371,875,000 | 352,567,000 |
| Interest-bearing deposits | 209,218,000 | 209,163,000 | 225,015,000 | 214,276,000 |
| Noninterest-bearing deposits | 129,653,000 | 139,293,000 | 146,860,000 | 138,291,000 |
| Equity capital | 39,455,000 | 39,648,000 | 40,475,000 | 40,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,389,000 | 11,043,000 | 16,900,000 | 22,651,000 |
| Interest expense | 706,000 | 1,726,000 | 2,497,000 | 3,220,000 |
| Net interest income | 4,683,000 | 9,317,000 | 14,403,000 | 19,431,000 |
| Noninterest income | 360,000 | 779,000 | 1,220,000 | 1,735,000 |
| Noninterest expense | 3,415,000 | 6,797,000 | 10,315,000 | 13,659,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 1,628,000 | 3,299,000 | 5,308,000 | 7,507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,628,000 | 3,299,000 | 5,308,000 | 7,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,514,000 | 40,585,000 | 40,924,000 | 41,122,000 |
| Total capital | 44,476,000 | 44,547,000 | 44,884,000 | 45,153,000 |
| Risk-weighted assets | 321,990,000 | 328,910,000 | 333,313,000 | 337,155,000 |