Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 407,733,000 | 402,630,000 | 396,589,000 | 391,191,000 |
| Total loans | 315,491,000 | 316,344,000 | 314,464,000 | 314,110,000 |
| Allowance for loan losses | 3,775,000 | 3,870,000 | 3,870,000 | 3,968,000 |
| Securities available for sale | 61,296,000 | 54,626,000 | 51,488,000 | 48,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,927,000 | 343,578,000 | 352,241,000 | 333,357,000 |
| Interest-bearing deposits | 228,236,000 | 208,278,000 | 206,790,000 | 202,864,000 |
| Noninterest-bearing deposits | 129,691,000 | 135,300,000 | 145,451,000 | 130,493,000 |
| Equity capital | 36,022,000 | 36,859,000 | 38,175,000 | 37,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,416,000 | 10,985,000 | 16,491,000 | 21,962,000 |
| Interest expense | 870,000 | 1,814,000 | 2,507,000 | 3,142,000 |
| Net interest income | 4,546,000 | 9,171,000 | 13,984,000 | 18,820,000 |
| Noninterest income | -166,000 | 230,000 | 735,000 | 1,206,000 |
| Noninterest expense | 3,241,000 | 6,290,000 | 9,557,000 | 12,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,139,000 | 3,111,000 | 5,162,000 | 7,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,139,000 | 3,111,000 | 5,162,000 | 7,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,175,000 | 38,897,000 | 38,947,000 | 38,886,000 |
| Total capital | 41,950,000 | 42,767,000 | 42,817,000 | 42,849,000 |
| Risk-weighted assets | 313,700,000 | 314,444,000 | 313,195,000 | 317,089,000 |