Call reports 2023
FIRST COMMUNITY BANK — 2023
What FIRST COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 414,122,000 | 418,495,000 | 420,443,000 | 418,373,000 |
| Total loans | 312,041,000 | 314,141,000 | 323,545,000 | 318,889,000 |
| Allowance for loan losses | 3,571,000 | 3,654,000 | 3,735,000 | 3,771,000 |
| Securities available for sale | 72,669,000 | 71,493,000 | 67,121,000 | 66,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,725,000 | 363,104,000 | 375,020,000 | 361,027,000 |
| Interest-bearing deposits | 222,506,000 | 217,295,000 | 227,111,000 | 220,685,000 |
| Noninterest-bearing deposits | 147,219,000 | 145,809,000 | 147,909,000 | 140,342,000 |
| Equity capital | 36,375,000 | 35,178,000 | 34,164,000 | 36,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,902,000 | 10,045,000 | 15,218,000 | 20,580,000 |
| Interest expense | 145,000 | 601,000 | 1,156,000 | 1,922,000 |
| Net interest income | 4,757,000 | 9,444,000 | 14,062,000 | 18,658,000 |
| Noninterest income | 349,000 | 870,000 | 1,365,000 | 1,835,000 |
| Noninterest expense | 2,871,000 | 5,964,000 | 9,228,000 | 12,308,000 |
| Provision for loan losses | 90,000 | 180,000 | 340,000 | 370,000 |
| Pretax income | 2,145,000 | 4,170,000 | 5,795,000 | 7,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,145,000 | 4,170,000 | 5,795,000 | 7,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,250,000 | 38,130,000 | 37,730,000 | 38,536,000 |
| Total capital | 41,821,000 | 41,784,000 | 41,465,000 | 42,307,000 |
| Risk-weighted assets | 313,608,000 | 314,916,000 | 325,224,000 | 316,989,000 |