Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 421,630,000 | 422,513,000 | 445,169,000 | 456,295,000 |
| Total loans | 291,605,000 | 296,396,000 | 289,989,000 | 285,488,000 |
| Allowance for loan losses | 3,324,000 | 3,336,000 | 3,349,000 | 3,399,000 |
| Securities available for sale | 31,245,000 | 32,532,000 | 34,918,000 | 33,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,448,000 | 376,609,000 | 397,511,000 | 408,875,000 |
| Interest-bearing deposits | 232,692,000 | 231,388,000 | 245,462,000 | 252,125,000 |
| Noninterest-bearing deposits | 139,756,000 | 145,221,000 | 152,049,000 | 156,750,000 |
| Equity capital | 33,718,000 | 35,300,000 | 36,960,000 | 37,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,891,000 | 7,795,000 | 11,983,000 | 16,079,000 |
| Interest expense | 118,000 | 204,000 | 255,000 | 298,000 |
| Net interest income | 3,773,000 | 7,591,000 | 11,728,000 | 15,781,000 |
| Noninterest income | 432,000 | 912,000 | 1,504,000 | 2,078,000 |
| Noninterest expense | 2,669,000 | 5,410,000 | 8,185,000 | 11,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,536,000 | 3,093,000 | 5,047,000 | 6,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,536,000 | 3,093,000 | 5,047,000 | 6,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,016,000 | 34,574,000 | 36,278,000 | 36,774,000 |
| Total capital | 36,340,000 | 37,910,000 | 39,627,000 | 40,173,000 |
| Risk-weighted assets | 269,743,000 | 273,886,000 | 283,256,000 | 285,631,000 |