Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 325,084,000 | 362,049,000 | 390,904,000 | 379,627,000 |
| Total loans | 278,970,000 | 298,565,000 | 293,771,000 | 274,383,000 |
| Allowance for loan losses | 2,812,000 | 3,124,000 | 3,302,000 | 3,315,000 |
| Securities available for sale | 25,313,000 | 25,127,000 | 26,113,000 | 25,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,031,000 | 303,403,000 | 341,911,000 | 330,042,000 |
| Interest-bearing deposits | 178,340,000 | 186,802,000 | 211,188,000 | 209,253,000 |
| Noninterest-bearing deposits | 83,691,000 | 116,601,000 | 130,723,000 | 120,789,000 |
| Equity capital | 30,627,000 | 31,802,000 | 33,365,000 | 34,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,795,000 | 7,662,000 | 11,509,000 | 15,949,000 |
| Interest expense | 280,000 | 478,000 | 661,000 | 792,000 |
| Net interest income | 3,515,000 | 7,184,000 | 10,848,000 | 15,157,000 |
| Noninterest income | 375,000 | 695,000 | 1,168,000 | 1,712,000 |
| Noninterest expense | 2,686,000 | 5,388,000 | 8,159,000 | 10,855,000 |
| Provision for loan losses | 120,000 | 360,000 | 500,000 | 500,000 |
| Pretax income | 1,084,000 | 2,131,000 | 3,357,000 | 5,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,084,000 | 2,131,000 | 3,357,000 | 5,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,851,000 | 30,898,000 | 32,124,000 | 33,081,000 |
| Total capital | 32,663,000 | 34,022,000 | 35,426,000 | 36,396,000 |
| Risk-weighted assets | 275,359,000 | 270,033,000 | 268,052,000 | 269,448,000 |