Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 307,314,000 | 311,758,000 | 317,529,000 | 312,284,000 |
| Total loans | 264,052,000 | 265,151,000 | 259,949,000 | 262,099,000 |
| Allowance for loan losses | 2,826,000 | 3,223,000 | 3,218,000 | 2,771,000 |
| Securities available for sale | 25,117,000 | 25,373,000 | 25,769,000 | 25,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,133,000 | 255,294,000 | 280,628,000 | 265,820,000 |
| Interest-bearing deposits | 192,691,000 | 175,026,000 | 180,132,000 | 174,493,000 |
| Noninterest-bearing deposits | 70,442,000 | 80,268,000 | 100,496,000 | 91,327,000 |
| Equity capital | 29,718,000 | 30,704,000 | 31,273,000 | 30,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,455,000 | 11,279,000 | 14,988,000 |
| Interest expense | 384,000 | 799,000 | 1,097,000 | 1,386,000 |
| Net interest income | 3,291,000 | 6,656,000 | 10,182,000 | 13,602,000 |
| Noninterest income | 371,000 | 797,000 | 1,299,000 | 1,760,000 |
| Noninterest expense | 2,565,000 | 5,108,000 | 7,703,000 | 10,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,097,000 | 2,345,000 | 3,778,000 | 5,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,097,000 | 2,345,000 | 3,778,000 | 5,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,864,000 | 30,455,000 | 30,888,000 | 30,715,000 |
| Total capital | 32,690,000 | 33,678,000 | 34,103,000 | 33,486,000 |
| Risk-weighted assets | 257,677,000 | 259,541,000 | 257,217,000 | 257,650,000 |