Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 271,275,000 | 270,753,000 | 265,238,000 | 263,423,000 |
| Total loans | 225,880,000 | 226,165,000 | 222,704,000 | 220,922,000 |
| Allowance for loan losses | 2,485,000 | 2,483,000 | 2,593,000 | 2,447,000 |
| Securities available for sale | 24,010,000 | 21,696,000 | 22,111,000 | 21,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,647,000 | 228,100,000 | 228,757,000 | 223,045,000 |
| Interest-bearing deposits | 171,980,000 | 161,727,000 | 157,861,000 | 156,926,000 |
| Noninterest-bearing deposits | 64,667,000 | 66,373,000 | 70,896,000 | 66,119,000 |
| Equity capital | 28,215,000 | 28,526,000 | 28,504,000 | 28,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,065,000 | 6,185,000 | 9,281,000 | 12,443,000 |
| Interest expense | 124,000 | 244,000 | 345,000 | 449,000 |
| Net interest income | 2,941,000 | 5,941,000 | 8,936,000 | 11,994,000 |
| Noninterest income | 417,000 | 823,000 | 1,312,000 | 1,657,000 |
| Noninterest expense | 2,299,000 | 4,601,000 | 6,946,000 | 9,235,000 |
| Provision for loan losses | 165,000 | 165,000 | 165,000 | 165,000 |
| Pretax income | 894,000 | 2,067,000 | 3,206,000 | 4,320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 894,000 | 2,067,000 | 3,206,000 | 4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,960,000 | 28,239,000 | 28,205,000 | 28,179,000 |
| Total capital | 30,445,000 | 30,722,000 | 30,798,000 | 30,626,000 |
| Risk-weighted assets | 219,415,000 | 221,382,000 | 218,163,000 | 216,341,000 |