Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 256,841,000 | 269,669,000 | 270,919,000 | 272,664,000 |
| Total loans | 219,938,000 | 229,767,000 | 226,771,000 | 227,186,000 |
| Allowance for loan losses | 2,461,000 | 2,482,000 | 2,529,000 | 2,309,000 |
| Securities available for sale | 18,577,000 | 21,314,000 | 21,969,000 | 22,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,272,000 | 222,005,000 | 229,430,000 | 221,215,000 |
| Interest-bearing deposits | 159,123,000 | 163,411,000 | 164,738,000 | 161,310,000 |
| Noninterest-bearing deposits | 50,149,000 | 58,594,000 | 64,692,000 | 59,905,000 |
| Equity capital | 29,532,000 | 29,564,000 | 29,964,000 | 28,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,122,000 | 9,305,000 | 12,420,000 |
| Interest expense | 113,000 | 228,000 | 337,000 | 452,000 |
| Net interest income | 2,864,000 | 5,894,000 | 8,968,000 | 11,968,000 |
| Noninterest income | 365,000 | 749,000 | 1,401,000 | 1,735,000 |
| Noninterest expense | 2,209,000 | 4,528,000 | 6,936,000 | 9,136,000 |
| Provision for loan losses | 225,000 | 375,000 | 495,000 | 695,000 |
| Pretax income | 795,000 | 1,740,000 | 2,938,000 | 3,872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 1,740,000 | 2,938,000 | 3,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,361,000 | 29,511,000 | 29,763,000 | 28,000,000 |
| Total capital | 31,822,000 | 31,993,000 | 32,292,000 | 30,309,000 |
| Risk-weighted assets | 216,261,000 | 225,165,000 | 223,196,000 | 223,768,000 |