Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,704,000 | 237,964,000 | 237,910,000 | 233,278,000 |
| Total loans | 194,230,000 | 198,135,000 | 194,386,000 | 193,334,000 |
| Allowance for loan losses | 2,755,000 | 2,572,000 | 2,185,000 | 2,242,000 |
| Securities available for sale | 16,848,000 | 17,552,000 | 17,008,000 | 16,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,097,000 | 194,665,000 | 204,318,000 | 197,064,000 |
| Interest-bearing deposits | 165,811,000 | 149,627,000 | 149,049,000 | 147,118,000 |
| Noninterest-bearing deposits | 41,286,000 | 45,038,000 | 55,269,000 | 49,946,000 |
| Equity capital | 31,551,000 | 31,454,000 | 31,284,000 | 29,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,060,000 | 9,073,000 | 12,066,000 |
| Interest expense | 282,000 | 532,000 | 734,000 | 902,000 |
| Net interest income | 2,772,000 | 5,528,000 | 8,339,000 | 11,164,000 |
| Noninterest income | 389,000 | 733,000 | 884,000 | 1,238,000 |
| Noninterest expense | 2,407,000 | 4,727,000 | 6,929,000 | 9,174,000 |
| Provision for loan losses | 40,000 | 40,000 | 145,000 | 445,000 |
| Pretax income | 714,000 | 1,494,000 | 2,149,000 | 2,783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,494,000 | 2,149,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,280,000 | 31,346,000 | 31,221,000 | 29,200,000 |
| Total capital | 33,677,000 | 33,783,000 | 33,406,000 | 31,442,000 |
| Risk-weighted assets | 191,418,000 | 194,856,000 | 191,714,000 | 190,669,000 |