Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 190,229,000 | 186,013,000 | 195,000,000 | 250,110,000 |
| Total loans | 137,559,000 | 140,302,000 | 143,358,000 | 192,382,000 |
| Allowance for loan losses | 1,856,000 | 1,840,000 | 1,862,000 | 2,726,000 |
| Securities available for sale | 13,583,000 | 14,079,000 | 14,168,000 | 15,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,717,000 | 155,274,000 | 166,097,000 | 212,981,000 |
| Interest-bearing deposits | 128,145,000 | 122,973,000 | 128,504,000 | 168,340,000 |
| Noninterest-bearing deposits | 29,572,000 | 32,301,000 | 37,593,000 | 44,641,000 |
| Equity capital | 22,975,000 | 23,135,000 | 23,335,000 | 31,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,803,000 | 7,203,000 | 13,395,000 |
| Interest expense | 291,000 | 571,000 | 815,000 | 1,544,000 |
| Net interest income | 2,122,000 | 4,232,000 | 6,388,000 | 11,851,000 |
| Noninterest income | 423,000 | 888,000 | 1,313,000 | 1,124,000 |
| Noninterest expense | 1,931,000 | 3,837,000 | 5,747,000 | 9,687,000 |
| Provision for loan losses | 130,000 | 265,000 | 340,000 | 540,000 |
| Pretax income | 484,000 | 1,018,000 | 1,614,000 | 2,748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 1,018,000 | 1,614,000 | 2,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,686,000 | 22,822,000 | 23,018,000 | 31,316,000 |
| Total capital | 24,422,000 | 24,589,000 | 24,816,000 | 33,717,000 |
| Risk-weighted assets | 138,737,000 | 141,338,000 | 143,748,000 | 191,729,000 |