Call reports 2005
FIRST COMMUNITY BANK — 2005
What FIRST COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 182,721,000 | 179,001,000 | 179,364,000 | 179,106,000 |
| Total loans | 154,235,000 | 151,235,000 | 149,392,000 | 148,821,000 |
| Allowance for loan losses | 1,771,000 | 1,828,000 | 1,853,000 | 1,842,000 |
| Securities available for sale | 15,120,000 | 14,710,000 | 17,424,000 | 18,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,103,000 | 141,929,000 | 145,118,000 | 142,361,000 |
| Interest-bearing deposits | 118,404,000 | 115,537,000 | 118,158,000 | 117,479,000 |
| Noninterest-bearing deposits | 23,699,000 | 26,392,000 | 26,960,000 | 24,882,000 |
| Equity capital | 16,242,000 | 16,815,000 | 17,141,000 | 16,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,694,000 | 8,704,000 | 11,844,000 |
| Interest expense | 674,000 | 1,426,000 | 2,196,000 | 3,126,000 |
| Net interest income | 2,108,000 | 4,268,000 | 6,508,000 | 8,718,000 |
| Noninterest income | 444,000 | 953,000 | 1,620,000 | 2,179,000 |
| Noninterest expense | 1,616,000 | 3,242,000 | 4,892,000 | 6,477,000 |
| Provision for loan losses | 88,000 | 215,000 | 283,000 | 286,000 |
| Pretax income | 848,000 | 1,764,000 | 2,953,000 | 4,134,000 |
| Income tax | 259,000 | 540,000 | 914,000 | 2,246,000 |
| Net income | 589,000 | 1,224,000 | 2,039,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,190,000 | 16,725,000 | 17,090,000 | 16,239,000 |
| Total capital | 17,961,000 | 18,553,000 | 18,944,000 | 18,081,000 |
| Risk-weighted assets | 153,341,000 | 151,045,000 | 149,714,000 | 149,266,000 |
Machine access — free, no API key
Every figure shown here about FIRST COMMUNITY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.