Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 169,714,000 | 176,061,000 | 179,988,000 | 177,616,000 |
| Total loans | 142,963,000 | 144,858,000 | 149,640,000 | 150,572,000 |
| Allowance for loan losses | 1,751,000 | 1,756,000 | 1,890,000 | 1,831,000 |
| Securities available for sale | 16,624,000 | 15,044,000 | 16,322,000 | 16,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,511,000 | 135,816,000 | 141,758,000 | 134,675,000 |
| Interest-bearing deposits | 106,666,000 | 111,621,000 | 114,249,000 | 110,501,000 |
| Noninterest-bearing deposits | 18,845,000 | 24,195,000 | 27,509,000 | 24,174,000 |
| Equity capital | 16,293,000 | 16,595,000 | 16,452,000 | 16,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,316,000 | 7,947,000 | 10,692,000 |
| Interest expense | 653,000 | 1,289,000 | 1,919,000 | 2,569,000 |
| Net interest income | 1,997,000 | 4,027,000 | 6,028,000 | 8,123,000 |
| Noninterest income | 458,000 | 1,014,000 | 1,154,000 | 1,624,000 |
| Noninterest expense | 1,458,000 | 3,092,000 | 4,614,000 | 5,966,000 |
| Provision for loan losses | 107,000 | 307,000 | 490,000 | 618,000 |
| Pretax income | 890,000 | 1,642,000 | 2,078,000 | 3,163,000 |
| Income tax | 272,000 | 497,000 | 619,000 | 957,000 |
| Net income | 618,000 | 1,145,000 | 1,459,000 | 2,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,914,000 | 16,440,000 | 16,229,000 | 16,676,000 |
| Total capital | 17,665,000 | 18,196,000 | 18,077,000 | 18,507,000 |
| Risk-weighted assets | 139,776,000 | 142,491,000 | 147,825,000 | 149,919,000 |
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