Call reports 2019
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION — 2019
What SOUTH CENTRAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 295,913,000 | 302,936,000 | 292,161,000 | 278,963,000 |
| Total loans | 86,123,000 | 84,026,000 | 85,353,000 | 81,791,000 |
| Allowance for loan losses | 1,171,000 | 1,173,000 | 1,173,000 | 1,104,000 |
| Securities available for sale | 105,577,000 | 67,781,000 | 85,846,000 | 47,994,000 |
| Securities held to maturity | 29,037,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,452,000 | 249,698,000 | 236,757,000 | 218,654,000 |
| Interest-bearing deposits | 151,715,000 | 146,401,000 | 129,804,000 | 122,370,000 |
| Noninterest-bearing deposits | 96,737,000 | 103,297,000 | 106,953,000 | 96,284,000 |
| Equity capital | 25,214,000 | 25,453,000 | 25,195,000 | 24,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,619,000 | 6,943,000 | 8,863,000 |
| Interest expense | 385,000 | 802,000 | 1,229,000 | 1,566,000 |
| Net interest income | 2,011,000 | 3,817,000 | 5,714,000 | 7,297,000 |
| Noninterest income | 200,000 | 445,000 | 697,000 | 979,000 |
| Noninterest expense | 1,872,000 | 3,900,000 | 5,977,000 | 8,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | -9,000 | 73,000 | -222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | -9,000 | 73,000 | -222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,140,000 | 25,450,000 | 25,203,000 | 24,106,000 |
| Total capital | 27,343,000 | 26,655,000 | 26,408,000 | 25,242,000 |
| Risk-weighted assets | 146,270,000 | 144,436,000 | 125,968,000 | 132,781,000 |