Call reports 2018
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION — 2018
What SOUTH CENTRAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 276,434,000 | 282,785,000 | 297,954,000 | 285,798,000 |
| Total loans | 90,423,000 | 89,732,000 | 90,525,000 | 89,674,000 |
| Allowance for loan losses | 1,168,000 | 1,209,000 | 1,206,000 | 1,206,000 |
| Securities available for sale | 117,413,000 | 118,165,000 | 114,838,000 | 112,758,000 |
| Securities held to maturity | 26,468,000 | 26,467,000 | 29,466,000 | 29,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,484,000 | 239,455,000 | 251,558,000 | 239,507,000 |
| Interest-bearing deposits | 149,745,000 | 150,430,000 | 153,739,000 | 149,801,000 |
| Noninterest-bearing deposits | 82,739,000 | 89,025,000 | 97,818,000 | 89,706,000 |
| Equity capital | 23,106,000 | 23,004,000 | 22,781,000 | 24,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,271,000 | 6,518,000 | 8,765,000 |
| Interest expense | 241,000 | 488,000 | 781,000 | 1,130,000 |
| Net interest income | 1,896,000 | 3,783,000 | 5,737,000 | 7,635,000 |
| Noninterest income | 207,000 | 429,000 | 658,000 | 824,000 |
| Noninterest expense | 1,914,000 | 3,854,000 | 5,836,000 | 7,661,000 |
| Provision for loan losses | 0 | -32,000 | -32,000 | -32,000 |
| Pretax income | 189,000 | 390,000 | 591,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 390,000 | 591,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,912,000 | 26,005,000 | 26,096,000 | 26,152,000 |
| Total capital | 27,079,000 | 27,214,000 | 27,302,000 | 27,358,000 |
| Risk-weighted assets | 144,180,000 | 145,260,000 | 148,819,000 | 145,939,000 |