Call reports 2015
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION — 2015
What SOUTH CENTRAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 255,210,000 | 269,301,000 | 262,783,000 | 268,926,000 |
| Total loans | 97,374,000 | 93,589,000 | 91,867,000 | 90,489,000 |
| Allowance for loan losses | 1,190,000 | 1,171,000 | 1,174,000 | 1,276,000 |
| Securities available for sale | 80,971,000 | 89,465,000 | 92,781,000 | 99,662,000 |
| Securities held to maturity | 34,159,000 | 36,157,000 | 24,162,000 | 29,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,748,000 | 216,517,000 | 209,168,000 | 216,997,000 |
| Interest-bearing deposits | 129,762,000 | 128,655,000 | 128,192,000 | 128,598,000 |
| Noninterest-bearing deposits | 71,986,000 | 87,862,000 | 80,975,000 | 88,399,000 |
| Equity capital | 21,616,000 | 21,019,000 | 21,219,000 | 21,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,384,000 | 6,570,000 | 8,723,000 |
| Interest expense | 355,000 | 699,000 | 1,037,000 | 1,372,000 |
| Net interest income | 1,861,000 | 3,685,000 | 5,533,000 | 7,351,000 |
| Noninterest income | 322,000 | 646,000 | 923,000 | 1,177,000 |
| Noninterest expense | 2,112,000 | 4,092,000 | 6,059,000 | 7,948,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 179,000 | 343,000 | 501,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 343,000 | 501,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,076,000 | 21,203,000 | 21,324,000 | 21,507,000 |
| Total capital | 22,266,000 | 22,374,000 | 22,498,000 | 22,783,000 |
| Risk-weighted assets | 138,877,000 | 138,257,000 | 140,026,000 | 139,967,000 |